Flexible funding to help your business grow

Citcon’s Business Lending solutions give you access to fast, reliable capital—so you can invest in inventory, expand operations, or manage cash flow without the red tape. Whether you're a growing merchant or a high-volume seller, we help you access the working capital you need, when you need it.

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Maximize checkout conversion

Optimize every stage of the payment journey, from start to finish.

Increase authorization rates

Optimize every stage of the payment journey, from start to finish.

Recover revenue

Optimize every stage of the payment journey, from start to finish.

Capital that works on your terms

Every business has different needs. Whether you're restocking before a seasonal push or investing in growth, Citcon offers lending options that fit your operation—without the complexity of traditional financing.

Loans aligned with your cash flow

Choose repayment terms that flex with your sales, not fixed monthly pressure.

Transparent, flat-fee pricing

Know exactly what you’ll pay—no compounding interest or hidden costs.Send funds to bank accounts, cards, or digital wallets based on your use case.

Quick access to funds

Get approved and funded faster than through banks or traditional lenders.

Built for Citcon merchants

Lending designed to integrate seamlessly with your payment activity and volume.

Use your funding where it
matters most

Citcon Business Lending is designed to support the most important parts of your operation. Use your capital strategically—on your schedule.

Restock inventory

Take advantage of bulk purchasing or seasonal demand without tying up cash.

Invest in marketing

Run campaigns that drive growth—knowing you have the capital to support it.

Expand to new markets

Fund cross-border expansion, local warehousing, or new channel launches.

Bridge short-term gaps

Smooth out cash flow between payouts, product cycles, or large orders.

A funding partner you can grow with

We’re more than a lender—we’re a payments partner invested in your long-term success. As your business grows, your capital access grows with it.

Eligibility based on payment performance

Lending decisions use your real Citcon transaction history—not just credit scores.

No personal guarantees required

Approvals based on business activity, not personal assets.

Ongoing support

Our team is here to help with renewals, strategy, and account optimization.
Get the capital you need to move forward
Apply in minutes. Get approved fast. Use funding where it matters most.