Flexible funding to help your business grow
Citcon’s Business Lending solutions give you access to fast, reliable capital—so you can invest in inventory, expand operations, or manage cash flow without the red tape. Whether you're a growing merchant or a high-volume seller, we help you access the working capital you need, when you need it.
Trusted by Global Brands
Maximize checkout conversion
Optimize every stage of the payment journey, from start to finish.
Increase authorization rates
Optimize every stage of the payment journey, from start to finish.
Recover revenue
Optimize every stage of the payment journey, from start to finish.
Capital that works on your terms
Every business has different needs. Whether you're restocking before a seasonal push or investing in growth, Citcon offers lending options that fit your operation—without the complexity of traditional financing.
Loans aligned with your cash flow
Choose repayment terms that flex with your sales, not fixed monthly pressure.
Transparent, flat-fee pricing
Know exactly what you’ll pay—no compounding interest or hidden costs.Send funds to bank accounts, cards, or digital wallets based on your use case.
Quick access to funds
Get approved and funded faster than through banks or traditional lenders.
Built for Citcon merchants
Lending designed to integrate seamlessly with your payment activity and volume.


Use your funding where it
matters most
Citcon Business Lending is designed to support the most important parts of your operation. Use your capital strategically—on your schedule.
Restock inventory
Take advantage of bulk purchasing or seasonal demand without tying up cash.
Invest in marketing
Run campaigns that drive growth—knowing you have the capital to support it.
Expand to new markets
Fund cross-border expansion, local warehousing, or new channel launches.
Bridge short-term gaps
Smooth out cash flow between payouts, product cycles, or large orders.
A funding partner you can grow with
We’re more than a lender—we’re a payments partner invested in your long-term success. As your business grows, your capital access grows with it.
Eligibility based on payment performance
Lending decisions use your real Citcon transaction history—not just credit scores.
No personal guarantees required
Approvals based on business activity, not personal assets.
Ongoing support
Our team is here to help with renewals, strategy, and account optimization.

Get the capital you need to move forward
Apply in minutes. Get approved fast. Use funding where it matters most.