Reduce payment costs with smart surcharging

With Citcon, customers are nudged toward lower-cost payment methods like wallets, debit, and BNPL—while still keeping credit card options available. - we  dont want to say anything against credit cards

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Maximize checkout conversion

Optimize every stage of the payment journey, from start to finish.

Increase authorization rates

Optimize every stage of the payment journey, from start to finish.

Recover revenue

Optimize every stage of the payment journey, from start to finish.

Cut your payment costs—without raising your prices

Citcon’s surcharging model empowers businesses to offset rising processing costs without sacrificing customer experience. Compliant in all eligible U.S. states and territories.

Real-time fee calculation

Dynamic surcharge display by card type, payment channel, and region.

Compliant by design

Fully aligned with Visa/Mastercard rules and regional regulations with audit-ready receipts.

Zero-cost processing

Pass through credit card fees automatically, without manual work or system changes.

Works across sales channels

Apply surcharges at POS, in-app, online, or via Pay by Link.

Flexible surcharging, built for your business

Whether you're a retailer, service provider, or direct-to-consumer brand, Citcon gives you control over how surcharges are applied—with customization by location, payment method, or transaction type.

Configurable surcharge rules

Set logic by state, card type, customer segment, or sales channel.

Omnichannel support

Enable surcharges in-store, online, mobile, or remote—all from one dashboard.

POS and ERP compatibility

Works with leading POS platforms and back-office systems via API or plug-in.

Seamless refund handling

Automatically refund both the product and the surcharge if the customer cancels or returns.

Help your customers choose smarter ways to pay

Surcharging isn’t just about recovery—it’s also about offering smarter options. With Citcon, customers are nudged toward lower-cost payment methods like wallets, debit, and BNPL—while still keeping credit card options available.

Multi-option checkout experience

Show cost-effective alternatives at the point of payment (e.g., “Pay with PayPal to avoid fees”).

Customer choice & transparency

Clear messaging makes it easy for customers to understand surcharges and opt out.

Wallet-first encouragement

Guide users toward Alipay+, PayPal, Apple Pay, or bank transfer options.
Smart surcharging solutions to protect your margins
We help you offset payment processing costs by automatically applying compliant surcharges—maximizing revenue while maintaining a seamless checkout experience.